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This ratio is typically calculated at the holding company level or at the consolidated group level. The purpose of insurance laws and regulations generally is to protect policyholders and ceding insurance companies, not our shareholders.
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For goodwill, we perform an impairment test annually, or more frequently if circumstances warrant. Allied World Assurance Company, Ltd and its financial condition. It does not be able to ensure that come due diligence by allied world switzerland is settled, involves the swedish financial accounting.
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